Indeed reviews are not good. With all the changes it is possible that your arrangement has 'slipped down the back of a filing cabinet' and it would be sensible to have a word with them. Best of luck. Thank you. I have seen a lot of changes over the years. On the whole it seems like you have to do t...

Sorry I could not see how to edit my original post..
I am quite concerned after reading reviews about this company. It seems like they have quite bad reviews and their communication is not the greatest

So it’s been a long time since I posted on here but I always find it very helpful. My IVA was originally with Apeture which then changed to Jarvis which then changed to debt movement U.K. I have now had my IVA for 5 years this year. My monthly payment was due out of the bank today ( 1st ) and strang...

<t>I have been in an IVA with Apeture since August 2017 and I have not heard anything in regards to my annual review. This is starting to concern me and I am wanting to know, is this is normal or should I be chasing this up!? There has been times I have emailed the company to inform them <br/> Of a ...

The vast majority of IVA's are based on the insolvent spouses income only and the solvent spouses income is just used to calculate a fair share of household expenses. If the solvent spouses income is not declared they will assume a 50/50 split. I only know of one firm that takes both incomes into t...

<t>I have been in an IVA for a year next month.<br/> I live with my partner and 2 children, and my debt is in my name only. <br/> I work 30 hours, we also receive tax credits and my partner is currently unemployed as he looks after the children. <br/> My youngest child is starting school in Septembe...

Foggy wrote:

Hi. Yes, the extra payments should be declared as these benefits are counted as part of your income.

Thank you for the reply

<t>I have currently been in an IVA for 8 months with Aperture and so far everything has been going ok and I hope I am doing everything correctly! My question is: I receive working and child tax credits weekly for my family. If they make an extra payment on top of my additional weekly amount do I nee...