<t>Good morning. I completed an IVA back in 2010 with a clean credit file from 2011. Since that experience my credit has been well managed. I have checked my credit file and the insolvency register with no evidence of an IVA. I am about to make a mortgage application. What hurdles am I likely to mee...

SO - two weeks to go till the arrival of my first child! it has been a great year - its amazing to see how far i have come since the life of sleepness nights and anti d's getting me through my debt problem - i will be 3 years in my iva in march and cant believe how fast it has gone! has anyone had i...

sorry everyone but i needed somewhere to get this of my chest, does everyone in a iva feel totally gridlocked with moving things forward? im 2 and hlf years in - i know its my fault in getting in a financial mess in the first place but the way prices keep rising i seem to be ending up more and more ...

i have been in iva for 2 and half years and rented from june this year with no problems if that helps at all

very strange - homelet are the ones that passed me? i swear it just luck nowadays

hey, i just thought i`d let anyone worrying about renting in iva that all is not lost - i have posted several times worrying over the last few months about being declined and i got a call on friday to say i wetn through the checks fine :-) interestingly i`m 2.5 yrs into my iva and i entered with rou...

you can afford sky hd! im jealous!

still no news from the letting agents if we have got the house or not - nearly a week now, my partner did get an email from homelet saying congrats on finding a house and giving her some insurance quotes so im guessing she passed the checks cos i never recieved anything. hopefully her passing and a ...

congrats !! its so nice to hear success

i`m posting lots today - lots of worries i guess - just a quick one really if my gf and i get accepted for this place to rent (we hope so as baby is well on route) i have basically budgeted so it does not effect my current iva payment (358pm) a quick breakdown 1300 - 360 iva - 625 rent - 120 petrol ...

i`m posting lots today - lots of worries i guess - just a quick one really if my gf and i get accepted for this place to rent (we hope so as baby is well on route) i have basically budgeted so it does not effect my current iva payment (358pm) a quick breakdown 1300 - 360 iva - 625 rent - 120 petrol ...

put the applications for rented accomodation into the estate agents today, declared everything about my iva - handed in the GF's application too and my brother in laws application as a guarantor so hopefully fingers crossed we will get the place with little complications !! ive read mixed opinions a...

ive been looking over my finances in preparation for the little one arriving and, i have mentioned it would be difficult whilst my partner is on maternity - difficult but not impossible i must add - i was going to propose to payplan if i could reduce my payments for 6 months over maternity from 358 ...

ok, so after my news of baby arriving and desperatley needing to move back out i have convinced my ma to let me live rent free for 3 months so my gf and i can save up 6 months worth of rent to move out with - we want to do this so to both A. have six months up front incase letting agents decline us ...

its interesting about all this uplift payments - i am with payplan also and i now contractually have to work the odd sunday - for this there is a premuim to pay - now my ip informed me cos its not a regular overtime i dont have to hand 50% over