thankyou. Calling at the moment is not an option. I actually have a phobia of speaking on phones. I can talk to people face to face, and without forums I would be lost. I will get someone impartial to read the letter I have written, and send that. See what response I get, then maybe take a couple of...

Thanks! You may like to look at my other post tonight entitled "requesting a lump sum payment". I hve to admit that I am not overly impressed with my new IVA company.

just interested now what you think the allowance should be for a single person? Back in 2006, when I took out my IVA, the minimum food/grocery allowance was £120. I forgot to increase this on my year 1 review. I asked several people this year how much the average shopping bill had gone up by since 2...

Recently, My IVA was taken over by a different company. I had my review last month. And whilst the cost of living has increased by alot more than my pay increase, I proposed to carry on paying the same amount, rather than asking for a reduction in payments. I explained in a covering letter that for ...

I got one from Integrity today. Have been getting rubbish like this from about 3 months into my IVA. All just goes in the bin!

Abbey were great with me. But a Basic account is all I got. My wages are paid in no problems.

I read through all the paperwork regarding my IVA proposal, and the outcome of the creditors meeting. In my proposal it states that there is no equity in my home, so it should be excluded. In the creditors meeting, the only thing I can find that relates to mortgages is from my current mortgage lende...

I have been in my IVA for just over 1 year now. But due to the cost of living rising more than my wages, I am finding it a struggle to live from month to month. I do not lead an extravagant life, I only go out a couple of times a year, and my holiday is usually funded by my parents. I have recently ...