Hi Dawn, this does happen frequently but, if the debt was included in your IVA then it should not post-date the date of your IVA. Therefore by definition it should no longer show. You are doing the right thing - write to them and insist they correct it. Thank you Shaun, I have posted a letter this ...

kallis3 wrote:

Good - at least that has gone! Get in touch with the debt agency and tell them to remove this default - it should not remain until 2023.

I have drafted a letter to them and will be sending it should the default remain after May 2018.... Many Thanks for your advice.

It should drop off after six years from the start. Have you checked the Insolvency Register to see if you are still on there. Thanks Kallis3, I have not checked Insolvency Register but will get onto that now. I know there is still time for it to come off my credit file, but 2023 has me a bit prickl...

It should drop off after six years from the start. Have you checked the Insolvency Register to see if you are still on there. Thanks Kallis3, I have not checked Insolvency Register but will get onto that now. I know there is still time for it to come off my credit file, but 2023 has me a bit prickl...

<t>My IVA completed on 04/05/17 and I have the certificate. My understanding was that 6 years after the start date of the IVA, information on my credit file would "drop off" or at least I would need to push this along a little bit. However, having been brave enough to finally look at my credit file ...