Thanks again Michael...

Thanks Michael.. How would my notice work if the company goes under.. Is that also covered ?? I dont want a payment break as of yet as I can see the finish line with my last payment date stamped clearly in my head heh heh.. but pleased to know that would be an option if things do actually prceed to ...

Hi All, Just a little advise please... I am exactly 3years into my 5 Year IVA... Never missed a payment.. Now the place where I work (last 10-11years)has been making redundancy's - downsizing etc for last 2years.. we can see they have hit hard times etc... Started paying monthly (25th each month) wa...

If the company I have worked for 10years went busto.. I beleive the goverment would pay my redundancy @ 10weeks x £380 as its capped so that would only be like just over 2 months pay.. Would I just carry on paying as norm without handing over any extra due to the payment being less than 6 months net...

Ok, it never rains it pours!!! I have just found out I am likely to be made redundant at the end of the month with no redundancy pay (the company is folding). My parents are still in the position to lend some money to offer a full and final settlement. With my circumstances would I be able to offer...

fantastic rt great outcome.

good look both fingers crossed.

Rt how long has it took for you from the first phone call to get your creditors meeting?

Skippy: see below it looks like its a Mastercard and i think it only cost's 50p to load your money on it. The free transaction's are a big Bonus from what i can tell. I wonder if they would charge the £2 fee for cashback at the tills? Prepaid Card The Prepaid Card* gives you the flexibility you need...

Hi Skippy.... sorry if this is no use but as im just in the early stages of setting up an Iva my self ive been reading your posts and looking for a pre card to use in the future and come across this from Neteller. £5 Set up fee NO transaction fee £2 cash machine withdrawl fee and i think it costs un...

best of luck puffa.....

Good luck munchkin im in the early stages too so know exactly how you feel

thx carl

carl... its cash im afraid and have no real proof on statements due to my gf also paying half

If classed as renting off family what would be exceptable as proof of how much you pay rent if you have no agreement in writing?

Would a letter from said landlord be enough?

What if you really cant explain why you are in so much debt apart from its just grown and grown over the years? do the creditors want/need a full explantion on where the money has gone?

i finding it so very hard putting it all in writing

thx

pm