Hi all. Checking in used this forum quite a lot when first started my iva in April 2018. My iva story has being very straightforward and easy so far I'm lucky to have a good key worker job. I've had 3 reviews one extra being when I changed job and moved in with partner. My payments increase by £30 a...

I opened santandar account with contactless card. Also a co-op smart saver account

Not at all... Lots of people including myself waited to hear the outcome of the creditors meeting. Think the i got the outcome of meeting at the end of the next day (stressful 24 hrs!). Try not to stress too much though. Let us know the outcome

Your name being on the V5 doesn't mean you own the car. This is stated on the V5 itself , so as long it states on invoice / receipt when car is bought that it's your parents you can prove the technically isn't yours and not your asset.

With creditfix they asked for 3 months pay slips/ statements. Also latest P60 but they completed review before i had chance to find it. And if you are with CF and they ask you to hand over bank login details you can refuse if you feel uncomfortable

Chase them! I would be inclined to even record phone calls if nothing is being confirmed in writing. Lots of apps for this if you call from mobile phone.

Can I my first review manually as I do not like the idea of a 3rd party accessing all my bank details (even if it is a one off - then the information is 'deleted') Yes you can. Had my review a week or so ago from CF asking for access to statements. I replied with an email explaining i didn't feel c...

I did lots of overtime and had a bonus over the xmas period. I informed CF of this, they asked for a payslip. Emailed copy of payslip expecting to pay 50% over but had reply stating no uplift payment was needed (happy days). Took home an extra 1100 ish too so didn't query it!!! But do keep any email...

I like reading posts like this. Gives me hope over the next 4 years

Update: Spoke to CF(well several people). They're sending me an email with a I/E form, requesting 3 months wage slips and bank statements. So if you are with CF and would prefer paper copies etc give them a call. To be honest the guy on the phone didn't take much convincing. He explained three times...

I was with debt free direct, until they passed it on to another company. I spoke with the new company who told me my final payment was in February 2019. I have now paid my final payment but my phone was damaged and lost all my numbers and I cant remember the name of the company. They said something...

I was one of those peeps who refused to do the online review. I didn’t contact them about it. I just emailed the docs and phoned to see if they’d been received. The review was eventually completed when I chased nearly a month later as ‘no one had been assigned my case’!! Then a couple of weeks late...

kallis3 wrote:

You should be able to do it via snail mail.

I can't see why not either. I'll stand my ground and hopefully they will accept paper copies /email

As title.

It's time for my first annual review with Creditfix. As expected they've asked for access to my online banking. I've sent an email stating I do not feel comfortable with this and the fact it was never mentioned during sign up or is it mentioned in my paper work. I await their response!

so I have just had the same bombshell dropped on me I currently pay £280 a month to which we both agreed was fair i also contributte in other ways uniforms xmas shoes food shops and just genrally helping out. i have recently increased my salary to which she has got wind of and has now demanded more...