Hi

Yes, always interesting, especially for the number crunchers like me

And just to add...it looks like we have a new leader way out there at the top!

Paul

NEDCAB

Maybe its just a 'blip' Michael:)

Paul

NEDCAB

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Michael Peoples

Oddly enough the figures for IVAs for the two biggest DMP providers seem to have collapsed in the last year. I wonder why this is.

Yes, the Debt Management potential trend is what I meant with regards to the FCA & of course with the two players that I think you mean:) have IVA departments so to speak - so any big shift towards them DMP wise will likely have a knock on effect IMO - however time will tell as always font size="1" ...

Cheers Michael Yes, shifting sands, the FCA are also now having an impact IMO font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Michael Peoples Glad to see you are back too. The industry is going through trying times and many of the changes are for the...

Thank you:)

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy

Balance is always welcome, as well as your experience.

Hi Have to say that I'm a little bit puzzled. What training have you had? Do you advise on other options & solutions? Paul NEDCAB font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Jason.12 I am a telesales rep for a financial solutions company who deal...

Hello there Mike Thank you for the kind words & compliments. Always a pleasure to speak with you Interesting & changing times I'm sure you agree Maybe we can contribute again where appropriate while at the same time adding a valued degree of balance. Paul NEDCAB font size="1" face="Verdana, Arial, H...

Thank You:)

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by kallis3

Welcome back!

Hi all Its been a while since we last posted on here however we have continued to look in. Changing times in the debt advice sector that is arguably having an effect on the IVA Industry and some very interesting subject threads on this open forum seem to reflect this. Fees, FCA, protocols just to me...

Hi

Cheers for the replies

Sections 3 & 4 in the link look interesting

It got us thinking a touch yesterday

I was wondering what both your thoughts were on these

Paul

Hi

Its been a while

I thought this was worth putting up

https://www.gov.uk/government/news/undr ... t-advisors

Paul

NED-CAB

Hi Thank you all for the replies A news article in the Telegraph that gives figures on the potential scale of all this: http://www.telegraph.co.uk/finance/personalfinance/pensions/11017795/4bn-tax-bonanza-as-650000-cash-in-pensions.html It is hard to see how the pension rule changes will not become ...

Hi again While we are back posting on here again We thought it would be useful to give an update on the IMA award winning mymoney site Time has passed by and the site has gone from strength to strength with a name change along the way. The site is now called Cabmoney and has been adopted by other CA...

Hi all It has been a while since we last posted Pension rule changes - CAB link below http://www.adviceguide.org.uk/england/news/whats_new_jul14_changes_to_pensions.htm A point of worthy discussion and potentially of importance as far as debt advice and insolvency solutions are concerned we would su...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles Hi Paul I'd be glad to have a chat with you off-line about this to see what advice the CAB are providing - both locally and perhaps nationally on this very important subject. Give me a cal...