Hi Jani, On behalf of the team here at Freeman Jones - we are delighted for you. As with all IVAs there are bound to be ups and downs along the journey, but we are here to help you. Please do get in touch if you have any questions. Ian Thank you also i would like to comment hoe professional and hel...

Thank you everyone

God luck with your journey, I am 8 payments into mine and find the head space I now have is amazing, after all the worrying I was doing. Yes it's not a bed of roses and the budget is tight, but I finally have a plan something in place to free me from 20yrs of debts. Thank you mrs Brown, it does hel...

Congratulations, Jani. You will be all over the place for a few days, but will soon settle down to life in an IVA. We are always here whenever you have questions, want a moan or a shoulder. or even want to share a joke :-) Thank you foggy it has helped having people to speak to and knowing your not...

1st if all thank you all especially foggy for the help with all my questions I have just had the call to say accepted with 90.8% of the creditors accepting Onky ones to reject was shop direct and post office cc Freeman Jones have been so good up to now even though the wait did kill me. 5 years from ...

[2quote="Foggy"] Hi all Me again miss worry, my meeting was today at 1.30, not heard anything yet Anyone know how long it id usually before you get a desicion? Should I be more worries the longer it takes to get the call? Again I'm sorry but this is nerve wracking Depends on who you are with ... the...

Hi all

Me again miss worry, my meeting was today at 1.30, not heard anything yet

Anyone know how long it id usually before you get a desicion?

Should I be more worries the longer it takes to get the call?

Again I'm sorry but this is nerve wracking

Thank you both, I think I was more worried the fact that they might be saying we won't be approving iva as we want full payment and if that's the case there my main creditor and without there vote it will be a reject God it's so worrying don't know how you all coped

Hi all well my creditors meeting is Monday and I won't try to explain the worry I'm going through as most of you have already been there I received a letter today from one of my creditors, the main onw really, but I'm a bit lost I'm not yo sure what it means and hoping someone can help?? 1st of all ...

Thank you foggy was defiantly not after the proposal and not assertive current proposal is 28p to £ and think bankruptcy is down at 6p to £

Thanks once again

Hi all, Just a quick question I'm currently awaiting my creditors meeting and have noticed 90% of my creditors are the insolvency exchange. I've read a few posts about them and the fact ig you have used the credit for recent purchases then they do like to vote against the iva Can I ask has anyone el...

Thank you lolamaez Can I ask who you main creditor was and do you know who voted and who didn't? I need barclays to vote and agree yes really Was the company you did your Iva with good all way through? Thanks again :D Hello I only recently got my IVA approved (last week) and was on edge in the lead ...

That's good to hear, hopefully starting off on the right path


quote="kallis3"]Good - we had a Nationwide account throughout our IVA with no problems.[/quote]

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Hi yes I have opened one with nationwide and it's all up and running and awaiting my wages


quote="kallis3"]As mentioned - have you opened a new account? Not one of your creditors or HSBC or First Direct?[/quote]

Hi me a brown I'm the same in regards to worrying but when my bills were paid it eased and was just surviving with what I had till end of the month. I have opened a new account and I have given work my details but this was right next to the deadline so I guess tomorrow we will see if it has gone int...