creditors to be are Natwest, Halifax, MBNA, GM, Egg, Shell, we have accounts with Abbey, but we have a overdraft limit on them but never used, do we have to tell Abbey about going for iva or do we just have to have the overdraft limit taken off, this can get a bit confusing, what u can have with a b...

Hi all, some advise please, we have not entered into an iva as yet just got the forms to fill in, now, over the last few days myself and other half have tried to open a basic bank accont to have our wages put into BUT other half has been refused by Allience and Leicester and Natinwide and I have bee...

so very true.

Hi all thanks for the replys, have been in contact with Accuma and passed on all our details, the lady @ Accuma said she will raise the paperwork and get it inthe post to us and we should recieve it today, i think it will possibly come tomorrow, my query is that when my husband was speaking to her s...

[:)]Hi DrWho, i'm new to the forum and posting, but sorry to hear about your wife and daughter, hope they are doing okay, keep your chin up. Suzz [:D]

Thank you both very much for the responce, can you shed some light on what it's like living with an iva, having read some of the posts it sounds as though you live hand to mouth every month, and have not much of a life, or am i reading too much into things. Sue [:(]

Hello, new to this site, my husband and I are now are at our wits end to try to get some information on iva's so can any one recommend a company who will do a meeting face to face instead of over the telephone, in the northern area, (we did contact accuma on friday 29/12/06 at approx 10.30am and was...