Hi,

We have just rented a privately owned property through a letting agent who used homelet to check us out. We were completely honest with our situation, and it all came back fine. Good luck

Hi, So sorry to hear your news, I do not know what happens regards your House, but my husband and I split up last year, we were still on very good terms with each other, he paid 200 pounds a month and I paid the other 66.00 pounds. Our IP put our income and expenditure separately as we had our own r...

Hi, My husband and I took out a loan with First Plus in 2002 for 40.000 In 2003 found out I was pregnant with my daughter when I gave up work could no longer afford Mortgage and Secured Loan. We were told we also had to take out PPI. We eventually had to sell our house in 2005, because we just could...

Hi,

Yes we did tell the letting agent about the IVA. On the homelet form it asked if ever been bankrupt. You do have to be honest because if they find out later that you have not disclosed it it could harm your application. I always feel honesty is the best policy.

Hi,

No we have only got to pay he normal amount of deposit which is great.

Hi Buttercup,

Yes it was so hard especially with her having two young girls. I miss her so much, not being able to talk to her, having been through so much over the last couple of years, but at least I have memories.

It is always days like this that are hard when we have lost someone so close. I lost my sister two years ago at 41 of a brain tumour. It is hard but we just need to remember the good times, and they are no longer suffering. I feel as time goes on it does get a little easier but obviously we will nev...

Hi, Happy Valentines Day all[:)] I just wanted to share with anyone who has previously asked the question about renting. My husband and I put in an application for a new rented property as I previously explained we are getting back together, after seperating last year. It is through a letting agent....

Thanks a lot for all your good wishes. Yes it has helped being able to sort out our debts. I have just sent my IP an e-mail with regard to change of circumstances.

Thanks

My husband and I entered into a joint Iva October last year, even though we were separated. Circumstances have changed dramatically since then. We are getting back together in March, moving into a new rented property, and I have just got a job. Although we are getting back together and I have got a ...

Hi, I am really sorry to hear you are seperating. My husband and I seperated last year before we set up our IVa. We decided we would be supportive of each other throughout the IVA. He pays 200.00 per month and I pay 66.00 as I am not working and have two children living with me. Our company took bot...

Hi,

The lump sum would come from our 50% bonus payments saved up over the next 20 months plus we have a 90.00 per month contingency which we would save if we did not need to use it.

Is this possible:- IVA amount 15960 Including IP fees 20 Months payments of 266.00 per month = 5320 50% savings of bonus payments = 3500 50% paid into IVA = 3500 90 per month contingency save (if not used) = 1800 Total 14120.00 In twenty months 8,820.00 would have been paid into IVA, including bonus...

Hi Ang, are you saying that you do not have to pay 50% of your hubbys overtime. Or are you saying that some people just do not get the chance of overtime anyway so they have no chance of any extra money. It really is confussing and not really fiar as you say it should really be a set rule although i...

Hi, I am so sorry you are feeling so down, I know how that feels, it will get better. I was in a DMP before went for an IVA. I stopped my payments, as soon as I decided to take on an IVA. It took about three months before our IVA was accepted and in that time I did get a bit of hassle form creditors...