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by Zebra555
Wed Apr 07, 2021 5:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will I lose any savings?
Replies: 1
Views: 2531

<t>If I have for example £100 budget for petrol and £200 for food and household goods and I only spend £250 on some months for those 2 combined, can that £50 be put away to save? If they then see that I’ve saved something like £200-£300 will they take that from me during my next annual review? I kno...
by Zebra555
Tue Jun 18, 2019 7:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: Settling my IVA
Replies: 5
Views: 1598

Thanks Foggy. I did think that if we stayed in the IVA for the full term that they would be getting £9000-£10000 however if I offer a F&F now, this way they’d basically be getting double
by Zebra555
Tue Jun 18, 2019 7:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Settling my IVA
Replies: 5
Views: 1598

Hello,

We have made 9 payments of £150. The £22k is the original debt figure and is both mine and my partners combined
by Zebra555
Tue Jun 18, 2019 6:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Settling my IVA
Replies: 5
Views: 1598

I started my joint IVA in September 2018. The IVA is about £22000 (with supervisory fees it’s £23500.) So far I have paid £1,350 towards my IVA. I have been given the opportunity from a family member to offer £20000 to settle the IVA. Do you think this will be accepted by the creditors?
by Zebra555
Sat Dec 01, 2018 7:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Refinancing car
Replies: 5
Views: 9086

Thing is I won’t be able to afford an eBay banger because I have to stick to my budget :shock: my current car is £200 per month so I wonder when that finishes in 2020 if the IVA will let me save that money for a few months to buy a car
by Zebra555
Thu Nov 29, 2018 4:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Saving on budget in an IVA
Replies: 4
Views: 8862

If your monthly budget allows £400 for petrol for example and you only spend £300 one month, what happens with that extra £100?
by Zebra555
Wed Oct 10, 2018 8:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car on finance
Replies: 2
Views: 6748

<t>I have my car on finance and I have since January 2017 and the finance ends in September 2020. <br/> <br/> I recently started an IVA and it is in my proposal that the hope is to refinance when the current finance runs out as I need a car. <br/> <br/> My IP said there shouldn’t be a problem in get...
by Zebra555
Mon Oct 01, 2018 12:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I get a few things on direct debit when in an IVA?
Replies: 3
Views: 6803

I am currently in an IVA. Am I allowed to get a few things on a monthly direct debit with disposable income that you can cancel at any time such as Netflix or a gym membership?
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