<t>If I have for example £100 budget for petrol and £200 for food and household goods and I only spend £250 on some months for those 2 combined, can that £50 be put away to save? If they then see that I’ve saved something like £200-£300 will they take that from me during my next annual review? I kno...

Thanks Foggy. I did think that if we stayed in the IVA for the full term that they would be getting £9000-£10000 however if I offer a F&F now, this way they’d basically be getting double

Hello,

We have made 9 payments of £150. The £22k is the original debt figure and is both mine and my partners combined

I started my joint IVA in September 2018. The IVA is about £22000 (with supervisory fees it’s £23500.) So far I have paid £1,350 towards my IVA. I have been given the opportunity from a family member to offer £20000 to settle the IVA. Do you think this will be accepted by the creditors?

Thing is I won’t be able to afford an eBay banger because I have to stick to my budget my current car is £200 per month so I wonder when that finishes in 2020 if the IVA will let me save that money for a few months to buy a car

If your monthly budget allows £400 for petrol for example and you only spend £300 one month, what happens with that extra £100?

<t>I have my car on finance and I have since January 2017 and the finance ends in September 2020. <br/> <br/> I recently started an IVA and it is in my proposal that the hope is to refinance when the current finance runs out as I need a car. <br/> <br/> My IP said there shouldn’t be a problem in get...

I am currently in an IVA. Am I allowed to get a few things on a monthly direct debit with disposable income that you can cancel at any time such as Netflix or a gym membership?