<t>During the start of April Crefitfix accepted my f&f and the amount was paid and confirmed and I was informed that my case had been transferred to the completions team where I was informed that it takes 3-6 months for the certificate to come through. So 2 months down the line I call creditfix ...

<t>Hi there, <br/> I have another question regarding F&F as its been a week now and I still havent had a call back from CF although I did get an email. I am a bit confused really. I have 2 years remaining and pay £260 per month. I own my own home with my partner who is not in an IVA. My mortgage...

<t>Hiya, I am looking to sort out a F&F settlement. I have contacted my IVA company (CF) and advised it will take 3-4 working days for someone to call me back. In the meantime, I hope someone on here can give me some advice. <br/> <br/> I did ask about settling the account with a full and final ...

<t>Hello firstly happy new year. What an amazing group this thanks foggy and team for providing us all with support.<br/> <br/> So today I've been having a look at my IVA chairmans report. I havent had the guts to look at it for a while. I am in my 3rd year of my agreement. I noticed one of my large...

<t>My parents have offered to pay off my IVA. I contacted CF a while ago to see how much I would need to pay and they said its the remaining monthly payments and also 12 months worth of payments to cover the equity release clause. There is no way I will have enough equity in my property anyway to tr...

Full and final offer - my home will not have enough equity in it. If I wanted to pay it off early (hopefully my parents will be able to pay this for me), would I still have to pay the extra years worth of fees? I have 2 years left on my IVA.

Fri Jul 03, 2020 5:23 pmFoggy wrote:

We have had members who have been added to a company credit card with no issues. As they have said, they may do an identity check, but not a credit check as you are not applying for credit.

They asked for a credit limit on the card and that is whats worried me.

On the form it did ask what limit of credit I should be given etc that's what makes me worried.

I hope they don't turn around and say they don't want me to do the job anymore.

I've been told ill just be an extra card holder its for paying in cash etc I think. Would the account show on my credit file if it was approved?

<t>I've just started a new job and the company have a business credit card. They want me as an additional card holder. Now I'm worried sick....I had to fill in a form with my name and address but the form didnt mention doing an actual credit check it Just said they may look at my credit file to conf...

Thanks lulu. I pay around £450 a month at the moment and payments will go to £389. I was going to just make the payment and then an overpayment of approx £60 So i am still paying my original amount of £450. I was just concerned that I may get asked why 2 mortgage payments were coming out every month...

Yes but what I am saying is, ill have x 2 mortgage payments going out per month. One for my minimum payment and then the over pay of £100. I'm not worried about equity as i have hardly any and hopefully my parents will help me to pay the iva before it gets to this stage.

<t>Ok so my mortgage is on SVR and as the interest rates have decreased so has my mortgage payment by nearly £100. I can still afford within my budget to pay the £100, if I made another mortgage payment so my new payment and the £100 which would make it back to the amount I was paying originally on ...

Why don't u just save the cash and put it into a piggy bank. Park is a con in my opinion. You have to buy from their over priced catalogue and there is always the risk of them going bust.

I just want to know what peoples experiences of the online review is please. I have seen numerous posts about not having to give your details via online banking. Please of anyone has done the online review can you share your experiences for others. Thanks.