I was told to cancel my overdraft when applying for an IVA

Hi, we do a big shop at the start of the month and then small weekly shops. I find this works for us. We buy non fresh items in bulk, e.g. toilet rolls, pasta, tins + drinks etc and then fresh stuff on a weekly basis. If in un expected expenditure pops up then we know we have at least basics to eat....

Do not worry about it. I had a similar situation with the company that chase for Barclays, I had a 48 Hour notice of collection through the post 2 years ago and no-one has turned up. The only people that did come was for my vehicle finance but they were very polite and understanding. There is light ...