Following my message a few nights ago, see below I just wanted to say thanks for all the support but had a major development today, we got an email from our mortgage company, and they have reduced our 100k negative equity to 25k, with deferred payments for 12 months allowing us to seek comensation ...

Some of you may recall I did use this site a lot when we was going through the IVA, for those that dont know, well we had an OVa and we completed 3 years ago, but it just seemed to get worse, hence the reason for being on this site now! - any advise very much appreciated. WE remortgaged when we sett...

HI and thank you for your kind words, one thing that I have learnt is that there is always away out of it.... however I am waiting to go BR until we have seen the sale of the property, I am giving back the keys at the end of the month as I have a chicken and egg situation if i leave it then I will g...

Hi, i can not remember my username or password, but I am hoping that this gets through to you, 8 months ago I released the equity in my house £60k to pay the IVA early, this increased th emortgage, however this is going up and life has become harder and we now have a mortgage of £1700 per month due ...

I am in a difficult situation, we had a IVA and completed on this earlier by releasing money from the house, approx £60k we completed the IVA 8 months ago. With the current fininacial situation the house has fallen in price and I now owe more than what the house is worth, we owe 282 + 16k for early ...

Hi hope you can help. We have been out of our IVA for 6 months and this shows on our credit report, however I am concerned as we have had an accident at home and claimed on our House Insurance, they asked if we were bankrupt and I said no, - as the IVA is not bankrupt, They have now done a credit se...

Hi I have two questions really, can you tell me if we are in our IVA for 18 months now, but would like to move is this allowed? also we are looking at adoption and would like to know if we can with a IVA. thanks for your help



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