Hi Cat, Where are your cash accounts ? Like you I am trying to budget and put my contingency to one side for unknown bills etc I keep my allocated money in a red tin hidden at home but I am terrified someone might break in and steal it, can you open a saving account whilst in an IVA - im just into m...

Ive been reading that HSBC expect 40p in each £, does anyone know what Lloyds TSB's is ?

Thanks

I am so glad I came across this forum and I can speak to other people in the same boat - thanks Ang for yout blog address ive just read it and cant believe yourself and so many others are in the same boat as me - I thought I was so on my own

Thanks Melanie, its great to get an honest answer. These mailshots fill you with false hope and at the end of the day there is no easy get out unless you win the lottery !!!!

I have been in my IVA since Jan 06, I just recently received a letter from Jefferson Hobbs saying it would be better if my IVA is settled earlier to avoid the equity clause in the 4 th year. I am due my annual assessment this month and over the last year I have had to deal with a cancer scare, (whic...