Thank you for your replies, I had spoken to my IP, And Ian is right , they thought I was paid 4 weekly which is not the case, I am paid calender monthly on the last day of the month, he looked at my oct and dec 07 payslips and seen I was paid a few days early, but that was because of xmas.

Hi to all, I have my proposal for an iva today, and I would like to go ahead with it as soon as possible, but the only problem I have now is, my wages has gone in today, which just covers my overdaft, which is £1500, I have a new bank account in place my IP suggest I leave the overdraft in place as ...

No it is not static, it goes up and down each month, the lowest is £1350, the highest is £1390.

Thank you Emma, your words are reassuring.

Hi jo and thanks for the quick reply, My ip was saying something about an average for my monthly income, but not sure how he got to that figure, and I have only contacted the one company. Thanks

Hi to all, I have just recieved my proposal today, I owe £36000 (unsecured) to 8 creditors, I am single & living in rented accomodation, my monthly income is £1350 my total expediture is £970 pcm, The debt soloution company dealing with my case proposed I pay £494 pcm, which works out at 56p in the ...

Thank you ever so much for your replies Ang and iva expert, your words are very reassuring, nice to know there are people who care. Still waiting for a call back from them, and still cant get through. I'll keep trying, thanks again.

Hello to all, this is the first time I have posted anything on this forum, I had completed an IVA application form a few weeks ago & submitted to a well known debt advice company, This morning I had recieved a letter from them stating they confirm that based upon the information that has been provid...