He's not working at all at the moment, he's been signed off indefinitely but he has been told by CMHT that he can work for no more than 16 hours and let them know. Is this not right? [?]

I can pay for everything, he just feels he needs to contribute to something. I am now told that as I have all bills etc in my own name and have done for all the years I've had my mortgage and my partner has no bills in his name at all and never has done, any Trustee would have to prove that my partn...

Even though he's never paid a penny towards the mortgage, I think that's disgusting.

All the bills are in my name and always have been.

Nikki [:(]

We've lived together as a couple for 9 years on and off, approximately £150,000 equity and no children. I cannot borrow any more on the house and to be quite honest, I don't want to.

Help ...

We're not married!! I pay for the mortgage and all the outgoings, always have. He looks after the dog and the shopping.

I've always been of the opinion that I do not want a contribution from him as the mortgage and outgoings are my responsibility.

Is this ok?

Really, well he should be ok then as he doesnt owe any other money. He doesnt own a home and has no assets, apart from his bike. He was really taken to the cleaners over the business. The franchisor of the company has basically taken over the running of the business which they were going to buy for ...

Thanks Melanie, all his credit cards are up to date and his credit rating at the moment is 999/1000. Can he just go bankrupt for the amount that Driver Hire are asking him for or does this go against him on all of his credit?

Thank you so much for your help so far.

Nikki

He has a motorbike but will be using this for work and he has a car on finance, of which I am the guarantor, so I'll have to pay for that wont I? He wasnt held to a contract when he was offered the franchise and basically was forced into signing the contract without being given legal advice, etc, bo...

This is his only debt, a personal guarantee. He has been signed off work indefinitely and is on income support and incapacity benefit.

They are threatening him with bankruptcy.

My partner has an unblemished credit file. He bought a franchise in 2003 on a "pay as you go basis" but also gave a personal guarantee. He has paid off £77,000 of a £100,000 purchase but this has VAT on top of it. He has now been signed off work indefinitely due to ill health. He offered the franchi...