My husband has cashed a pension as even though we have an IVA we also have an overdraft, we are going use some of the pension money to pay off the overdraft as our IVA review is in March. Can our IVA be cancelled because of the overdraft and could we pay of any of our smaller creditors with the mone...

Thanks for the advise.

I think if they did split up the IVA would fail, especially as her husband keeps threatening her with bankruptcy. Would she be commiting fraud if she did use the credit card?

My friend and her husband took out an IVA last year, but the marriage is in serious trouble and my friend wants to leave. She has got an credit card and a bank account which she didn't declare when the IVA was set up. She is talking about using the credit card to finance her leaving her husband and ...