<t>Hi<br/> I had an IVA with my late ex husband in Nov 2008, in Feb 2010 it failed as we spilt up. He went bankrupt but I didn’t and went back into payment plans with the creditors that contacted me. Half of them never did so those debts are now statute barred. All the remaining debts were sold to v...

<t>Hi<br/> I had an IVA which failed back in Feb 2010 with Grant Thornton. I dealt with all my creditors myself. In 2013 I needed to get a letter from GT which I received signed my Mark Allan saying I was no longer bound by the terms and conditions of the IVA.<br/> I recently did a PPI claim with Ba...