thank you Melanie, I suppose my main concern was if I go bankrupt in a position of missing 2 payment or none would have any bearing on Kensington not allowing me to stay in my house if I pay the equity, but it seems as though unless I miss 3 payments and they get a procession order they can't do any...

Hello Melanie, Thank you for your reply, I have a short term issue as currently not in work and on Incapacity benefit so to pay my secured loan for the next 2 mths is nearly impossible, but I will re-start self emplyment in another line in 2 mths and then go Bankrupt in say 4-5mths time so I intend ...

Help, I will be going bankrupt later on this year, I have a secured loan with kensington which I have had for approx 15mths and always paid to date, When I go bankrupt I,m hoping to re-purchase the equity from the OR via the receiver via a friend. My current situtaion is that i.m on incapacity benef...