hi
my wife is going to file for bankrupsy in the next week,as her iva was rejected ,mine was accepted.our queston is how do we go about renting and do we move out of home straight away or when it is sold?
thanks greg

Hi Debbie

Do you mind me asking was the CO granted by the Judge?

Thanks

Hi Wen

Thanks for that but I am coming to the conclusion that nothing I do would satisfy HFC any way!

Thank you

I will thank you very much - anything I can do to stop losing my house i will do!

I totally agree

I have been trying but the Judge doesn't seem to want to help me! so far any way

I will - will go the court on Monday and hand deliver form so I know it is there, amd rapidly losing faith in PP!!

i can get an N245 from work, work for a firm of solicitors, I am very tempted to tell my boss what has been going on as I know he could help me but am afraid he may not want me working for him any more when he finds out the mess I am in!

Thank you very much you certainly know your stuff

Yes I did that within 14 days but PP sent in the wrong I&E form which wouldn't help and subsequently the Judge refused to reduce payments. But in the meantime I was supposed to pay £150 by the 7th Jan, couldn't afford this but did pay what I could afford which was about £60, does this mean I have mi...

Does anybody know please? A few days after receiving the court order allowing me to pay by instalments then I wrote to the court asking that the payments be reduced. Due to the time taken for the court to transfer the proceedings and then arrange a hearing, I couldn't make the full payment but paid ...

Hi Thanks for that, yes PP were supposed to be organising an application for a variation order over a week ago, but I am still waiting for the forms together with advice on how to complete, although am so hacked off with how unco-operative HFC are being with me I have to my own conclusions as to wha...

Hi

Hull Tiger - can I ask did you have any other accounts with HFC? how did they vote? if you don't mind me asking!

I didn't realise that I thought that as HFC is owned by HSBC that an increase to 40p in the pound which is 10p more than I offered might help. I am just trying to decide whether or not to re-apply for an IVA in a few months, thats if HFC don't carry out their threat to get COs. In that event then my...

Hi there

I have only known about this forum for a few days but it is a fantastic support, sharing your experiences with other people who you know are all in the same kind of boat one way or another!

I would be happy to go along with a DMP as I had always wanted to pay back every penny I had borrowed, which is why i took on a second job, which I subsequently had to finish as it was just too much for me to handle. Sorry for so many questions but can I ask another one, do you know of any cases whe...