Hi! Yes we were unable to release equity from our house and really didn't want to go into year 6. My parents have kindly helped us out so that we are in a position to offer money to finish it.

Thanks Karen! It has been hard but will be so worth it! I can't wait to be able to say that I am debt free!!! That is what has kept me going!

I'm sure yours will fly by x

Thankyou!! I really hope it gets accepted....it's been a very long and hard 5 years!!!

Morning Everyone!! We are so close to the end....only 4 payments to go!! We are now sat on the edges of our seats as we have offered a settlement for the remaining 4 payments and the equity release (been trying for a year to release the equity but had no luck). Its all in the hands of the IP and the...

I am 2 years into my IVA, has anyone tryed to open a basic account with a debit card once they were in the IVa as I am finding it impossible! Many thanks x

Hi, Thanks for your response. One of the concerns I have is that if it is brought to the IP's attention how much equity we have in the property now they may increase our payments or terms of the agreement? Is this likely to happen? I will have a look at our agreement to see if there is a 24 month cl...

Hi! We entered our IVA just over a year ago, we have now got enough equity in our property to pay the IVA off (the total we would be paying if we contimued with the next 5 years plus 50% of the equity at the time of taking out the IVA) Is this something that is possible to do? Would we be able to re...