I have been in my IVA for one year and aster paying nearly 4000 pounds only 750 of that is going towards paying off my creditors is this right?? Is there any way of coming out of an iva agreement and going back to debt management as i may be getting more money so i can pay it off faster plus it will...

How would my partner buy the beneficiary interest in a new house? Would my creditors stop us from being able to sell our new house?

will do fingers crossed, will let you know thank you[:)]

I will be paying slightly less in to the mortgage than my boyfriend in the new property. Moving will actually put me in a better position than my current circumstance (due to sharing bills),and therefore would probably be of benefit to my creditors as i may be able to pay slightly more back. I have ...

Melanie if my boyfriend and I were to purchase a new proprty can my boyfriend protect all the equity at the end of the 5 years by buying out my share? As i will still have the first property and hopefully there will be enough equity in that to pay off any monies on top of the 33p in the £ i have agr...

my boyfriend is in the army and has been posted in Germany, it is only recently that he has come home and we have decided this as he is putting his termination inthe army. He still has one more tour to go on therefore time is precious and we really want to have our own place to start our lives. I am...

it really is not really in a desirable area and we would like to try for a family in the next couple of years, hence we wanted to get a nicer house in a nicer area. Feel like i am being punished for wanting a better life and facing my debt problems. Affordability is not a major factor and i can keep...

they had no choice but to accept mine as my other creditors voted in favour. However they are now proving tricky as i have just found out they have placed an unfair charging order against my property! Good luck i am sure all will be well

My problem is i have only been in my iva for 3 months. Myself and my partner have a decision in principle at a relatively good mortgage rate. My partner cannot buy on his salary alone. I have been informed today by my ip that nr have placed an unfair charging order against my property (of which i ne...

I cannot sell my first property without my IP knowing. In my IVA agreement i have to release £5000 after my 5 years at my existing property. If i sell my first house and get a joint mortgage with my partner will the release of the £5000 stay the same? Will it work just the same as with my first hous...

I have to releadee 5k from my first property in 5 years. I have just found out that NR have put a charging order against my property when they should not have therefore the lawyers at my involvency firm are dealing with this problem. Is it true that if i get a new mortgage they will after 5years, wa...

I have an IVA in place and i own a property, i need to release £5000 after 5 years. I am currently in the proocss of buying another house with my boyfriend. It will be a joint mortgage. Is my new house safe from the IVA? I do not want to put my boyfriend in a position where we loose all out equity i...