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by ame
Sat Feb 02, 2008 1:46 pm
Forum: postings for february
Topic: is this normal?
Replies: 15
Views: 2113

Is there a problem with payplan, if so perhaps CAB should be informed that way they can make an informed decision about giving payplans name to their clients
by ame
Fri Feb 01, 2008 10:06 pm
Forum: postings for february
Topic: is this normal?
Replies: 15
Views: 2113

I will look into that, when we had the first consultation on the IVA, at our house, we asked if we could keep the house out and were told it was unlikely, but they would try, after we got the IVA settled and the payments increased by an extra £120 per month, we were a little worried and went to the ...
by ame
Fri Feb 01, 2008 1:52 pm
Forum: postings for february
Topic: is this normal?
Replies: 15
Views: 2113

Already had another IP look at the paperwork, through the CAB and they said that the house was not involved with the IVA which confused me even more, but according to them it had been left out of the agreement and I could not be forced or requested to remortgage. I am therefore completely unsure whi...
by ame
Fri Feb 01, 2008 10:25 am
Forum: postings for february
Topic: is this normal?
Replies: 15
Views: 2113

As we are unable to get the lump sum requested and I will not borrow more fom my family, its actually immaterial but, my point is that there are companies out there that are more than happy to take your money but do very little to help/explain the process as it goes along, I was told by the citizens...
by ame
Thu Jan 31, 2008 6:33 pm
Forum: postings for february
Topic: is this normal?
Replies: 15
Views: 2113

They just say it would be better for me, possibly because my circumstances are due to change, my job is under threat and my partner is changing job,with a lesser wage?
by ame
Thu Jan 31, 2008 6:09 pm
Forum: postings for february
Topic: is this normal?
Replies: 15
Views: 2113

I appreciate that I have borrowed the money and wouldn't have wanted to avoid repayment, that is why I went into the IVA, what suprised me was the lack of information given by the advisors I spoke to concerning the repayment amount and what would happen during the term of the IVA, I had differing in...
by ame
Thu Jan 31, 2008 12:51 pm
Forum: postings for february
Topic: is this normal?
Replies: 15
Views: 2113

I am in an IVA and payments are very high, because we were told at the onset that debts to our families could not be included we have been working overtime to get extra money to pay these seperately, we have now been told that 50% of that money needs to go to the creditors, looking at the notes you ...
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