it has now become apparent that by the time i pay for somewhere to live and i make a contribution to my ex partners rent i will have nothing left to pay my iva, i have done a revised i & e and sent off but not yet heard back, my top priority is accomodation for my 2 children and ex and also for me, ...

thanks keh my problem is our 2 salaries are all taken with the mortgage, 2 iva payments and running a house and 2 kids, we literally have maybe £30 left between us at month end and to introduce another set of accomodation costs (£700-800 pr month inc bills) means i would not be able to make the iva ...

thanks ian that was very helpful
and i think the best route

ian both incomes and expenditure are taken as one (i assume thats what you refer to as the structure) i dont think there will be any equity left due to the total debt of £120k with 32p in £ (averaged) as far as i can see a full & final seems the best route ( the iva 4 year clause was for 85% of avai...

i am 5 months into a 60 month iva, my wife has the same she has decided to seperate and i wondered how this affects our ivs`s we have a house with 30k equity and a year 4 equity release we plan to move into seperate rented accomodation and will have no assets to speak of i dont yet want to speak to ...