Dear withoutapaddle - You also get the pleasure of feeling thoroughly smug about supporting the Co-op's splendid ethicial policies! Hope all is going your way today.
Best of luck
Susan Macdonald

Everything crossed - everything crossed for you!

Hi quark, For those who wish to go directly to an IP's they could do worst things than spend a few minutes checking out the reviews on our web site. I would also suggest thinking long and hard about paying any intermediary or IP before being pretty certain your IVA is going to be approved. There are...

Hi Julia - I just wanted to remind you about the review boards on our web site. It is a great place to have your say about the service you have received from your IVA provider: and it sounds like you have some experience to speak of! If you have already done so...please excuse me. Many thanks Susan ...

Hi Plasticdaft, I just checked our review boards for Tenon Debt Solutions and there are only a few reviews on there - but they are there to be looked at...

Good luck
Susan Macdonald

Hi Trooper - You can find reviews of loads of IP's on the the review boards (funnily enough) on our web site. Who was it that said 'the only darkness is ignorance'??? There must be some philosophers on here...

Anyway good luck to you.
Susan Macdonald

Hi Selina, Take comfort from the fact that you are addressing your problems now - no small feat! Don't forget IP's are only human beings too :-) Whoever you have sent your details to should put your mind at ease as soon as they can. If they don't I am sure the forum will be have something to say! Go...

Hello Rache.v, I read your thread with interest and wanted to remind you about the review boards on our web site. Whatever the experience you have of your IVA provider it is a great place to leave it for the rest of the community to learn what they may from it.

Many thanks
Susan Macdonald

Dear Rachel, Glad to hear your getting there in your IVA! I just wanted to remind you about the review boards on our web site. You can leave a review of your IVA provider online for anyone who might find it useful - that is if you have not done so already.

Many thanks
Susan Macdonald

Hi ian.s. - Not sure where you have gotten on your quest, but thought you might like to check out the review boards on our web site...if you have not done so already.

Best of luck with it all.
Susan Macdonald

Hello jc4 - This may be of rather cold comfort, but I would like to remind you of the review boards on our web site. It can't undo the stress you have undergone, but it is another valuable place to share your experiences of your IVA provider with the community as a whole. Many thanks Good luck Susan...

Well done! flashingblade both name and nature by the sounds of it.

Keep fighting the good fight
Kind regards
Susan Macdonald

Hi Stucktoffee, There is an online form on which to calculate your monthly disposible income, and review boards of many IP's on our web site. I also agree with the other members - don't be too hard on yourself you have addressed your problems now and that is not mean feat. Good luck! Best wishes Sus...

Hi Trickles - Best of luck to you! Don't forget you can share the experience you have had with your IVA provider on the review boards of our web site - That is when you have some!

Fingers crossed for you
Many thanks
Susan Macdonald

Hi soulgrowth - Congradulations of your F&F settlement. Can I take this opportunity to remind you about the review boards on our web site. Whatever your experience of your IVA provider this is the place to share it with the wider community. Best wishes for the future.

Many thanks
Susan Macdonald