We understood that the 6 year rule would apply. We have no intention of using credit ever again. The bank are happy to open the account they just want proof the IVA was satisfied

Thanks Andy
I was aware of the credit report being affected. I just couldn't understand how I could still be showing as having outstanding debts.
The credit report has been ordered and once it arrives I shall set about getting it sorted.

Hi I'm sorry if I wasn't clear on my earlier posts. I will put it down again and hope that someone can help. We entered into the IVA in Mar 04 and remortgaged our house raising enough to reach an agreement with our creditors in Dec O5. The IVA had all our debts in it, there were none who were not in...

Thanks I have applied for my creidt file so I should be able to determine who the creditors are, however my only concern is getting proof off my supervisor. They weren't particularly helpful at the time and didn't want to enter our bid to clear the IVA with our creditors when we had the equity. (We ...

Can anyone help me please. We entered into an iva in Mar 04. We cleared our iva in Dec 05 with a remortgage on our house using the equity we had to reach agreement with our creditors. I went to open a bank account this week and was told that we still have 5 outstanding debts! Does anyone have any id...