Thank you for your kind words. After I had posted it I thought I hope no-one thinks I am gloating or patronising as it was not meant to be like that. It is just I wanted others starting out there to realise that they too can get through this awful nightmare. It is a struggle and will be for a long t...

Hi James

wow those babies have really grown they are beautiful. Does not see that long ago you were waiting for them to arrive

Kathy

Hi Everyone Well it is nearly a year ago today that all hell broke loose & I confessed to my hubby what I had done. For anyone new here I lost a very very large amount in a business trading the stock market. This time a year ago I was betting that the markets would crash over the next 12 months, in ...

Many Thanks to you all xx

Thanks Mrs K. could not have done it without this board. The support, inspiration & help I recieved was second to none.

Thanks Viki

Andy

when you get a momnet could you put the link to the thread for credit aganecies as I have tried to have a look but not found it yet.

Thank you very much.
which credit reference agencies do I need to send my certificate to please?

Hi everyone I am sorry for not posting for so long. I have had a few peeps on the board but got so behind on posting. Firstly congratulations to those who have had their IVAs approved & to those who are waiting best of luck. Since my IVA was approved I have moved on & still website training & unfort...

Good luck to you x

Good luck to you x

glad you had a great time you deserve it.When I first got accepted I kept on thinking each time I did something quite normal like shopping . This is the first time I am shopping debt free or this is the first time I am going out debt free. It takes a while to sink in when you have lived in debt like...

congratualtions x

Brilliant news, you are such a great support to everyone here, you deserve to have some good news xx

Best of luck x