I forgot to post this but it arrived a few days before my Creditors meeting when I did not know whether I was Arthur or Martha. It was a letter from Barclay who was my largest creditor saying that as long as I did not go overdrawn I was more than welcome to keep using my Barclays account. I must adm...

I feel very lucky to have found this forum, Melanie & her team. My life has been turned around[:)]

Having worked with the markets for a long time (not anymore) I honestly think that the Credit Crunch is providing all the institutions with the perfect smoke screen. They can withdraw all the rubbish products (125% mtg) they have been trying to get rid of for years but could not They can hord their ...

well done on to you.

I think the thing with meeting when they are looming is that at least you will have an answer even if it is bad news at least you know what you are fighting. The worst is not knowing if it is a yes or a no. If it is a no you can plan what to do next. Clive you have so much fun, love ahead it is just...

This time last week I butt was making buttons. Just had a very busy week finishing a course. I still have a big smile on my face from last thursday. I will be rooting for you and Barb on the 28th. That is my eldest b-day as well.

Debbie

I am so sorry to hear this. Your meeting is not until Monday so fingers crossed a solution can be met by your creditors.

You have been such a support I will be thinking of you on Monday.

Dee what a story my heart goes out to you & your bro big time. I hope it all goes well SoulGrowth that was a lovely poem & bought tears to my eyes . I always said if i knew what was around the corner i would not get up in the morning. One thing debt has taught me is to now really enjoy what I have g...

Hi Viki It was a self taught course as it did not come with a manual. Pulled my hair out a lot to start with. Plus ll the questions are done through a ticket system so you are unable to talk to anyone. SDtart off with a web builder template pack there are several online. Also a few good hosting comp...

Hi all Had a busy week just finished a course on website builder & built 2 sites. I have put some cards up in shop windows as well to drill up trade. Just wanted to make a small post. My IVA with Melanie took about 9 weeks from contact to conclusion. My debts were run up by spreadbetting (Gambling i...

Clive Firstly best of luck for the 29th. Pat yourself on the back that you are doing something about it. When I first joiuned here I poured my heart out quite a lot and I got such great response it got me through like it will you. I know this next week couple of weeks will be hard but keep busy & it...

Am thinking of you Angela.Melanie would not have put it forward had she not throught it was a good move

fingers crossed for you. I know how you feel about the crying. I was like that a few months ago.

Hope you find a new home soon. Well done on the exercise

The waiting for the meeting when given a date is the worst time. But before you know it will all be over & hopefully with a good result. Just hang in there now & keep yourself busy.