Hi
I have 2 questions:

1 - where can I find the CCCS guidelines?

2 - I have debt in my mum's name (used her credit card when I was out of work to live) I need to pay it off as she no longer has a job. How can this be added on my budget (IVA) as it is not in my name?

Hi Foggy, Thank you for your reply yes I am with CF, if you don't mind I have a few questions: 1) I have recently had a debt (ex-friend) that popped up out of the blue (due to a falling out) they now want me to pay back what was agreed back then as a helping hand don't worry about it. - not stated o...

Can I my first review manually as I do not like the idea of a 3rd party accessing all my bank details (even if it is a one off - then the information is 'deleted')