It’s comforting to know they have a good reputation in that area at least. I’m just feeling a little sad about it as I had such a wonderful company who I really felt cared about me as a person not just a customer. Fingers crossed

Good afternoon everyone. I was just wondering if I could ask your advice as today I received an email to explain that my IVA provider (Middlebrooks) has been taken over by another company called begbies traynor, and that my IP has also changed. I was extremely happy with the service Middlebrooks pro...

I was in the exact same position as you a couple of months ago and feeling unbelievably stressed as I had let my credit card debts get out of control. I never missed a payment but was £1,500 into my overdraft every month and relying on my credit cards to pay for food and petrol. The situation just g...

Just wanted to let you know my IVA was approved this morning with no modifications. The meeting was at 10 and I had the phone call by 10.20. Still feel a little in shock but at the moment very grateful for the lifeline I’ve been given.

My creditors meeting is tomorrow morning and I feel so worried and tearful. Please keep your fingers crossed for me x

Thank you so much that’s really given me hope. I opened a new bank account with nationwide last week as I have no debts with them but do have with TSB which was my bank account originally. I have moved my direct debits across and have arranged for my salary to be paid into the new account (just hopi...

Thank you so much for taking the time to reply to me. I think I’m scared both at the thought of it not being accepted and the consequences of that then at the same time the idea of entering into it and having no safety net for example if the car suddenly broke down or we had no hot water. It’s awful...

Thank you so much for taking the time to reply. That’s very reassuring x

Any advice at all would be so much appreciated. I have signed the documents this week to proceed with an IVA proposal and my creditors meeting is scheduled for 15th April. I have £28,000 of debt and am offering to pay £150 per month, as there is some equity in my house I will probably complete the I...