yeah its not a nice place to bring up a 4 year old so should i just default on the car payments well i have done that this month anyway as i have no money due to not being payed yet but how do i go about getting them to repo the car ? better to get 1 ccj than to go bankcrupt right ???

i was planning on moving anyway as the area that we live in keeps getting worse and worse my partner had her motorbike stolen 2 days before christmas from 2 teenages that live 2 doors away cant prove it though and various oter problems so the house will be going one way or another i guess if i can g...

yes it is think its 568 actually just completly confused about what to do when i have sold the house i wont have the £568 to pay but i will have rent on a new place and whatever it works out at for me to pay the remaining monies to nr should i sell the house first before seeking help or if i could g...

so i will pay eveything back that i owe which will work out at around 36k will this not take forever ?

yeah she works and pays a few bills and all of the childcare which leaves her with notthing we would both be better off getting a council house and claiming benifits the very people i get so mad at when iam paying my tax but hey i think that they might have the right idea

figured that may be the case especially after my house is sold i will end up with yet another huge bill with bankcrupcy do all my debts get wiped i mean i dont know how it all works do i still end up paying just over a long time ?

i have just started a new job and have not been paid as of yet but its 16500 a year. I had to leave my last job mid jan as they had ran out of work at the begining of december and kept me hanging untill mid jan which was not helpful to this siuation i took quite a pay cut so for aguments sake say 12...

mortgage is with nr and yes its 90 to settle i do believe its a togeather loan but some of that around 4000 is just because i would be ending the mortgage early the mortgage i think i have 3 loans running along side it 1 or 2 may be secured i dont remember which is why i owe more than what the house...

hi would an iva be right for me ? i owe around 6grand on credit cards around 5 on a car 3 on another agreement plus a few other bits much lower. my house is worth around 73 grand but the mortgage would cost 90 to pay off my house is on the market as i can no longer afford the mortgage so iam gona ha...