Hi I have searched forum first and can see CRAs a law unto themselves Key dates 26.10.18 entered into IVA 04.09.19 F&F IVA settled certificate of completion So wanting to correct CRAs now and then put paperwork away 1. Some CRAs are still showing default after IVA started. I'm guessing from posts th...

You need a no win no fee GDPR breach or data handling solicitor on here.

Apparently for GDPR breach you can claim for personal distress as non injury...effect on you partner etc

Worth looking at.

Update Thank you for the confirmation of IVA stands. Took a firm line with Debt Managers. I said if they claimed to not find the account and yet had listed it on the credit reference agencies then their IT system was not fit for purpose and I would update the ICO complaint. Today there is a grovelli...

Thanks Foggy have done all that the creditor is complaining about their communication with the IVA practitioner and are refusing to acknowledge the IVA report and certificate. Complaint with ICO started. Am I correct in thinking they are included in IVA so it stands. Any complaint they have regardin...

The issue is this- Debt Managers are included in the final report when finalised. They made a nil claim.

They will not close the account which continues defaulting.

They say that the IVA company failed to contact them properly and they will not recognise the completed IVA

I've checked all searches on all 3 credit reports. My partner has no financial associations listed with his ex on any of them. He is linked to the address as he lived there and that is where marriage debt originates. She is still living at the address. On Transunion it shows Feb 2019 hard search in ...

Update

Full and Final offer accepted. Couldn't have done this without the advice and support here. Thank you and good luck to everyone.

Thank you Foggy. Email sent to IVA practitioner explaining situation and request to discuss. Starting suggestion £7k . I'll post and let you know how we get on.
M

My partner started his IVA only in Nov last year paying £200 per month. Since then he had a cancer diagnosis in Dec 2018 and the good news is the surgery went well and a good prognosis and 5 year annual follow ups. As he has a manual job his adaptions for work ongoing as a cancer diagnosis is classe...