Thank you again for all the reply’s , j have been speaking to Mccambridge Duffy and I’m Waiting on my proposal documents.. next step is it all being accepted I suppose..fingers crossed. I’ve changed bank accounts and all My priorty bills and I already feel like I’m starting to bet into a better mind...

Thank you so much for all of your reply’s , it doesn’t seem so bad now ! I think after looking around the forum a bit I’ve come across the company McCambrige Duffy in a few posts so I think I’ll speak with them tomorrow and hopefully get the balling! Thank you again I really appreciate the advice 😊 x

Hi both thank you for replying I think this is going to be the right option for me . I can’t see any other way out of this . I think it will teach me how to budget properly and not being able to get credit for the duration is a good thing . With the secured loan side of things was this something tha...

Hi , I’m new here and just looking for some advice / reassurance. Myself and partner are in a fair bit of debt, 38,000 and although we haven’t fallen behind on many payments yet we are starting to struggle. Our outgoings are almost more than incomings and we are struggling to live day to day. I have...