Hi, thanks for all your support so far. Thought I’d give you an update. 2 payments made, 58 to go. Still doesn’t seem real. I am still getting letters from the creditors. One today informing me that my debt has been sold on, and including a letter for me to send to my ip. Is this normal? Also NatWes...

Hi, I’m also due a payrise around the same amount! And it’s going to be back dated from April. I’ve already contacted them and as soon as it appears on my wageslip I will send a copy and see what happens

Brilliant!!

How did you get on Lauren?

Fingers crossed for you. I honestly would never have thought mine would have gone ahead. I noticed on the day of my meeting all the payment part of my app lit up and I took it as a good sign. I want to thank everyone for the support I have had. Are they any top tip or money saving groups people can ...

Hahaha! Brilliant! Just knickers from Primarni in future for you! I’m a way I’m looking forward to a ‘frugal life’. I want to see how far I can stretch my money and go on ‘freebie’ websites. Also now I don’t have to work excessive amounts of overtime, not that there is any available at the moment, I...

Such a crazy feeling!! I feel like celebrating, but then remember I’m broke. A trip to the park and an ice cream when I pick my daughter up from school it will be!

Approved. No modifications. £351 a month. Gobsmacked. Over joyed. Can’t describe how happy I am at being insolvent. First payment made. No to adapt to life on a budget. Thank you all for listening to my woes.

Thank you. I am so anxious I’ve not eaten for days! (Not complaining at that though!!) I went on to my PayPlan app earlier and the ‘payment’ bit is all lit up so I can make payments. I don’t know if this is a good sign or just one of those things. Phone call is due at 11. Thank you for your continue...

Hultonlady that’s awful about that letter. Being in debt isn’t a crime, trying to obtain money or goods by deception or threatening behaviour is! What the creditors do is nothing short of bullying or harassment in my eyes. No one ever intends to get in this situation. My main problem was with ‘inter...

<t>My creditors meeting is booked for Wednesday. Too say I’m anxious is an understatement. I owe £55k to 9 creditors and offering 25p to the £. Has anyone had any experience with Barclays, Sainsbury’s, Tesco, creation, post office, very, mbna?<br/> Also I’m going with Payplan, and I’ve noticed some ...

Thank you all. I love it that people that write on this forum are not pre-judgemental and that it’s not full of ‘woe is me’ stories. I feel incredibly ashamed that I’ve got myself into this situation, Which is why I’m so anxious. I initially worked it out to be 36p - £1 but my paperwork has worked i...

Thank you so much! I was reading your story earlier and so pleased with your outcome. My proposal seems too good to be true. I don’t know if that’s because it is, or because I have got used to getting by on very little each month while I’ve tried to sort myself out. I just can’t shake off the feelin...

My meeting is on Wednesday. I can’t sleep. I know your pain. Fingers crossed for both of us x

Creditors meeting is due Wednesday. I can’t sleep