Thank you foggy. Just panicking re the 7k not paid to them and convinced they would re open my Iva.

Hi guys
Sorry absolutely not meant to offend in my response. Your advice is hugely reassuring. The letters from aperture have really unsettled me and made me quite anxious that’s all. Please be assured that your feedback is very much welcomed

Thank you for your replies :) Is it possible to re open an Iva after it has been satisfied? I only received the money late 2017 when Iva finished in 2014. So did not knowingly hold onto money during the Iva. Also, the ppi questionnaire sent out states that by signing permission for them to look for ...

Thank you for your replies. I’d be absolutely devastated if my past situation affected her. Especially as she’s had her own mortgage for years prior to me coming along. It feels like although I’ve completed my IVA it may always be in the background waiting to bite me

Hi everyone Hoping you can advise :) I finished my Iva back in 2014. I met my new wife and married last year. She has her own house/ mortgage with equity in it. We aren’t financially linked other than being married!. Am I right in saying that no one can touch her house etc now she’s with me? Obvious...

Hi guys. I wondered if you could offer any advice on the following: Completed my Iva in 2014. Paid extra overtime bonuses into the arrangement. Original Iva didn’t mention ppi but GT amended this when they took over from BE. Signed to say they could act on my behalf re PPI. Nothing came back really,...