my house if valued at 125k to 130k & are mortgage if 121k, we pay 791.50 a month payment.We currently have no arreas on the mortgage. We were able to pay 259.00 into the IVA but we now cant pay any thing as are benifits have been dropped by 240 a month. We were not able to do a DMP as a unsecureed l...

HI All Need some help I had my IVA fail in January & havbe been looking at setting up at DMP but been told this will also fail looking to go bankrupt. Have some questions. 1/Will my new bank account be frozen 2/ Will i have to stop paying my mortgage as this will be getting sold as part of the bankr...

if she has no equity in the home is it not better for her to go bankrupt, & then she will only need to pay into a bankrupcy for 3 year. I am not an expert but i am sure one will be along soon to give there advice.

Good luck to you friend

I made my complaint over the phone there no is 0845 080 1800

hi i have been incontact with melanie office & hope to get help as dont this DFD did my IVA very well, as not wanting to go bankrupt & been adviced by payplan that cant do a DMP plan as they would not have the NR loan in it as they will secure it which mean then as above i only have 20.00 pound left...

i was mis sold an ppi by picture & paid 12500.00 on top of lone for the ppi but was never told it was only for 5 years when the loan was for 25yrs, after i found out i went to the ombudsman and did get 10k bank of them, may be woirth speaking to them to see if you have a case of mis selling hope thi...

sorry it is me again i am getting a bit lost as i have spoke to national debtline & they adviced that if any company was to put a charging order on my home it could only be up to 8k whcih is the amount of equity i have in my house, is this correct,

It does not seem fair that we the tax payer has to get them out of debt but they will not help there customers get out of debt

Well just for update IVA was declined & cant do a DMP as payplan said i cant have NR loan in it which means i only have 20.00 to pay into a DMP plan & the min is 100.00 is the only thing i can do now is go bankrupt,

my house is worth about 130k with a morgage of 108k. i dont have any secured debt but unsecured loan with NR is 30k

would i not loose my house if i go bankrupt, as if NR put my loan as secured it wold mean i only have 20.00 a month to pay into any sort of plan

Help needed, Me & my husband have got 80k of debt this over 2 loans one being a unsecured part of are mortgage with NR & we have 6 credit card. We have gone for an IVA with debt free direct but this has been declined as NR has 38% of votes. We are only able to pay 259.00 a month to are IVA as we hav...