are you saying that if i have to give up work due to ill health and have paid 3 or 4 years off of my iva i might not have to go bankrupt?

i am currently in an iva and have just got to 2 years, however due to slowly failing health i am not sure if i will finish it as i will have to leave work. is it worth me carrying on for as long as possible or should i opt for br now? if i have paid three or four years of an iva will it help if it c...