IMPORTANT UPDATE! Hi all, so as the FO have been in meltdown over the last few months due to late PPI claims I can now give you an update. As I said, PPI claims after you receive a certificate IS being kept by the IPC for profit, nothing more, nothing less. This morning I received an email from the ...

Chris, whilst the majority of IP's are working fairly to the commonly agreed terms and conditions, I believe that there are a couple of large firms working to their own agenda and towards their own interests, as well as a few who seem to promote an IVA as the chosen solution without the debtor bein...

Fri Aug 30, 2019 2:26 pmkallis3 wrote:

I'm just glad I came out the other side although I can see how people feel but I was just happy to let it go.

Me too mate, many many people have failed and I congratulate all 3 of us for making it.

Fri Aug 30, 2019 2:08 pmkallis3 wrote:

I would not be doing anything against my IP - I had no problem with them.

Neither did I. But honestly this is not about that, it's about fairness, not greed, that is my only problem with them.

To be honest - I don't care. Money would have been paid to creditors anyway. I'd just let it lie now. I would rather that than an IPC keeping the money for profit!!! THAT is my point. And be aware, PPI is gone, the next one is IVA companies. It will start soon. If I can do anything to kickstart tha...

My apologies Foggy for my previous and argumentative replies. This was purely frustration as you know. But after digging and seriously asking questions, this is not only against all the reasons the IVA system was set up for, this is pure greed. I am NOT going to let this drop my friend, neither shou...

<t>Hi all.<br/> I asked you about this before, however, I will not let this drop and things are proceeding.<br/> We completed our IVA.<br/> AFTER THIS we applied for and got 6k ppi. This was claimed by Creditfix. FINE, if that is the way things go, so be it.<br/> Here is the interesting bit. I DEMAN...

Well that made me feel better. LOL!!!! But yeah it's bloody heartbreaking. ESPECIALLY as we had no idea she was entitled to it and the company, in this case littlewoods told us. The irony is, my wife worked for Index (littlewoods) and they made her pick up 25kg boxes which eventually seriously hurt ...

My apologies. I will at least pass on my thanks to you guys. As you can appreciate this is incredibly upsetting for us, and yes we are calling creditfix on Monday. Truely heartbreaking, especially after 6 years of really hard work. It feels like we are being punished when all we have done is be hone...

So I have no option but to sit back and take it?

This is just grotesquely unfair. We have had no heating for 8 months and they are just "allowed" to take every penny for an undisclosed period?

<t>Hi.<br/> We have completed our IVA and have our certificate and all debts are cleared.<br/> However, in the case of my wife we received a letter from a catalogue company and it seems back in the late 90’s she was paying PPI to the company. Something we all overlooked.<br/> She has been awarded £6...

Hi all. We have completed our IVA and have our certificate and all debts are cleared. However, in the case of my wife we received a letter from a catalogue company and it seems back in the late 90’s she was paying PPI to the company. Something we all overlooked. She has been awarded £6000 which is g...