Thanks Ryan. I’ve tried phoning you and sent a message through your webpage.

I guess your right. As you said what’s done is done now. It was a huge relief to finally complete my IVA and get my certificate. I’m just feeling extremely frustrated and disheartened after an independent financial adviser has told me he cannot find a mortgage and I need to wait at least a year. But...

<t>My IVA completed at the end of May, the credit Reference Agencies reports are all noted as completed as does the insolvency register. I have seen a property I would like to purchase at £120,000 my parents have offered to give me £30,000 so that’s a 25% deposit.<br/> I would be a first time buyer,...