I have managed to save 800 from bonuses and overtime after paying my 50 percent to be able to afford an electric bike at 800 however I'm frightened of buying it because the IVA company may put my payments up and overtime has now stopped at work

Im just worried As the money was spent from the ppi claims even though the last claim was 3years ago

<t>I have made ppi claims years ago that were paid out and were success ful three years ago before my iva which has just started .im worried what my ip will say the only claims i had that didnt pay out was one that was refused from a debt 15years ago and another lender which was alliance and liecest...

My creditors meeting is on the 6th aug and im nervous my iva will be rejected its for 105a month and the creditors are to get 14p in the pound on 18500 of debt .if it was rejected id be happy to pay 150 a month over 6years . would the iva company be able to draft a new proposal or is it normally the...

Thankyou allywally and foggy that calms my nerves a bit you both mentioning that creditors were ok when calling its just the nervous stage waiting for the decision at creditor meeting thanks for people's info and advice whove been there

Ive only had aqua ring and nobody else just too scared what to say and i can't pay anyway before I cancelled direct debits after talking to faith financial i lost 280in debt repayments I've just been using credit to pay off credit and run up more debt using more credit after repayments .i feel sick ...

I hope your iva gets approved Chris and i dont know if you've been braver than me with answering calls?

Thanks for your advice guys

I cancelled all my direct debits as soon as i got help from the debt company as advised im nervous about my iva getting rejected as it offers 14p in the pound 105 a month for 18000.im happy to pay for 6 years if creditors want modifications.im guessing your iva was approved Kalis.my crefitor meeting...

<t>I have been to a company called faith financial about my debt and they have forwarded all info to vanguard insolvency .i got a letter on the 18th july 2019 to say a meeting of creditors has been convened for my iva proposal on 6aug 2019 one of my creditors aqua loans ive felt too nervous to answe...