I've got my email from Ebenegate telling me I must switch to reccuring card payments within 14 days.
Im not doing it so I'll see what happens in 14 days.

Please note that as of Monday 17th August, all live Individual Voluntary Arrangements (IVAs) are now being serviced by Ebenegate.  You will shortly receive a Welcome Pack and FAQ sheet via email or by post. Your monthly payment and term length will remain unchanged. You can contact Ebenegate immedia...

I had alot of gambling transactions when I was referred to Vanguard through Faith Financial and they made me wait a month so that I had a months bank statement clear of gambling. They also asked for a screenshot of online gambling account being closed. Vanguard didn't mention the gambling once I was...

No I don't answer, I search the number on Google if it's one the creditors I've been told to stop paying I block the number and it goes straight to voicemail. I have to delete about 10 voicemails a day.

Hi Richard
Wow our situations are near identical with the difference of 1 day. I got my letter 19th July with creditors meeting set for 7th August. I was referred to Vanguard from Faith Financial too, my proposal is 14p/£1 paying £100 a month and my biggest creditor is Aqua.