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by fiona608
Wed Jan 08, 2020 4:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: Should be review be so soon after IVA starting?
Replies: 4
Views: 2305

They have now said that there is no need for another review but need payslips to calculate AIC?????

Happy to send them, just sounds a bit odd.
by fiona608
Wed Jan 08, 2020 3:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Should be review be so soon after IVA starting?
Replies: 4
Views: 2305

<t>Hey everyone.<br/> I have just had an email asking for 3 months payslips and my most recent P60 for my annual review. I am more than happy to give this. However my IVA only started in September (first payment Oct) and 2 months ago I had an income review due to increased wages and my contributions...
by fiona608
Tue Oct 29, 2019 7:36 am
Forum: Ask IVA Forum and Industry experts
Topic: What about my husbands debts?
Replies: 3
Views: 2774

Thanks Foggy. They didn't do this on my original IVA. The disposable income was all used on my IVA payments. I have now got in touch with someone about paying extra due to overtime and Self employed work (as discussed previously) and they want me to do an income review. The budget form is much more ...
by fiona608
Mon Oct 28, 2019 8:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: What about my husbands debts?
Replies: 3
Views: 2774

<t>Hi. I have just entered an IVA but over the past couple of months we have found it difficult to pay my partner's debts as obviously my IVA calculation does not allow for his debts.<br/> <br/> My husband has enquired as to whether he can apply for IVA or DMP but how would this work?<br/> If he has...
by fiona608
Sat Oct 26, 2019 4:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Response from Credit Fix?
Replies: 3
Views: 2604

Thanks Foggy. That makes sense, I guess I just need to keep calling them until I get it all sorted. I keep on talking to customer service who have now emailed the supervisor team to get back to me. I am not aware of one specific person that has been assigned to my IVA. Did you have someone specific ...
by fiona608
Sat Oct 26, 2019 1:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Response from Credit Fix?
Replies: 3
Views: 2604

<t>Hi all. Just wondering if anyone has experience of credit fix UK? I have just entered into IVA last month and I get zero response to emails and when I ring up customer service are lovely but I feel like I would get a different answer depending on who I spoke to.<br/> <br/> My IVA was based entire...
by fiona608
Thu Aug 08, 2019 7:12 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I still rent a home if I have an IVA?
Replies: 4
Views: 2761

<t>Hi all. I am considering an IVA. My only worry is that if our landlord at any point decides to not renew our contract then we won't be able rent with my credit score. We have someone that could possibly act as a guarantor in this situation but not sure if they would. Our landlord hasn't indicated...
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