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by TheTruth
Fri Aug 30, 2019 8:21 am
Forum: Ask IVA Forum and Industry experts
Topic: Getting a mortgage post IVA
Replies: 5
Views: 3356

i was the same

just got a mortgage under normal rules with a high st bank no probs

after 6 years there is no record anywhere of your iva
by TheTruth
Fri Aug 30, 2019 8:15 am
Forum: Ask IVA Forum and Industry experts
Topic: Is remortgaging wise?
Replies: 6
Views: 4620

in my view and from experience they will towards the end of your iva ask you to possibly remortgage to release equity this is an od request as your credit file is shot to bits and no lender will do it and if they did you would use a sub prime lender and the rates would be horrendous hopefully they w...
by TheTruth
Fri Aug 30, 2019 8:05 am
Forum: a success story
Topic: End of a journey
Replies: 7
Views: 47242

as you had it over 6 years give it a month or two all records of your iva will be off the register

happened to me nothing on there now

5 years tend to stay on for a further year

bonus ....
by TheTruth
Fri Aug 30, 2019 7:59 am
Forum: Ask IVA Forum and Industry experts
Topic: Aperture questionnaire
Replies: 14
Views: 4770

I was contacted by this outfit first dispute ... now i completed my Iva 2 years ago got the certificate nothing on the register aperture during my Iva instructed 2 different firms to sort the ppi out and i got no come back this outfit called me a blagged that it was part of my Iva completion ..now i...
by TheTruth
Thu Aug 15, 2019 10:27 am
Forum: Ask IVA Forum and Industry experts
Topic: First Dispute Management from Aperture, are we obliged to fill up their application form?
Replies: 9
Views: 4831

I was contacted by this outfit first dispute ... now i completed my Iva 2 years ago got the certificate nothing on the register aperture during my Iva instructed 2 different firms to sort the ppi out and i got no come back this outfit called me a blagged that it was part of my Iva completion ..now i...
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