Firstly I’d like to say thank you, over the last couple of years this forum has helped a great deal not only reading what people have been asking but also the experts advice on questions I’ve asked. A month ago I was in the fortunate position to be given cash to pay off my Iva early and at a reduced...

All set for august for the meeting. Checked all my debts and apart from HMRC they have all be bought by debt agency’s. Judging by a lot of the comments I’ve read that seems promising for myself as they no doubt bought them at a very cheap rate

Is it normal once you have sent all the documents they request for a full and final offer ie: letter from donor, proof of funds
Etc for them company to go quiet?

Well turns out my balance was less at 4600, I’ve put an offer in for £3500 fingers crossed they’ll accept. I’ll keep you posted!

Thanks fingers crossed my friend is happy to do it.

Yeah my friend is willing to offer £3500 but isn’t happy about sending them a screen shot of her bank balance. So will see what they say. Thanks

Yeah I when I spoke to them she said to offer £5500 as it’s got a better chance of beint accepted which surprised me they wanted more.

They said £4950 is what I have remaining to pay. I have 34 payments or £145 left to pay. I rent my home.
Thanks

Hi my friend has offered me some money to pay off my remaining Iva debt for a full and final settlement offer. I currently own £4950 to Ebenegate, what is a realistic offer for my friend to offer?

Thanks

Thank you Foggy. Funnily enough they’ve sent me an email about review today. They seem to think I’m employed so will have to let them know I’m self employed and will send them my yearly figures instead of 3 month wage slips

Perfect, thanks just need to track my IP Peter Jackson down now as vanguard have closed.

thanks again

Thanks Kallis, my car is separate as it is a PCP so wasn't included with my IVA.

Hi hope someone can help. My IVA is in my name with my debts, when I signed up for the IVA I was in a relationship and they asked for my partners wage slip I am guessing so that can work out the split in the bills even though he has his own debts etc and my car was mine so he wasn't paying towards i...

Hi my annual review is coming up and being a self employed barber my accounts are all over the place due to Covid. What should I expect to come in terms of paperwork as I received grants to cover loss of earnings which went over my monthly allowance but I also had months of no earnings do they just ...

perfect thanks guys. so will just send them the forms that I did last year and they will have to be happy with it.