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by mb1982
Tue Feb 26, 2008 1:12 pm
Forum: postings for february
Topic: Which banks allow debit card while in IVA
Replies: 22
Views: 3463

i opened my new bank account with lloyds just before my iva and have a visa debit card. no problems at all with them. also have a instant access savign account with them with where i transfer all my overtime into every month which i use for xmas and birthday presents and of course pay half into my i...
by mb1982
Fri Feb 15, 2008 11:37 am
Forum: postings for february
Topic: Life
Replies: 8
Views: 1824

oldcazza, yeah gotta agree with some of the points - yeah it was good days doing shopping and blowing 100's on clothes but can honestly say will never go back there. as soon as my iva is over im going to try and save that £377 i pay into my iva every month to make sure any raining days that be paid ...
by mb1982
Fri Feb 15, 2008 11:30 am
Forum: postings for february
Topic: Life
Replies: 8
Views: 1824

i agree, its also knowing excastly what you need to pay out each month & not worring about how much the credit card bill is going to be???

im expecting my first child in June and cant wait - somethings are worth far much more than money!
by mb1982
Thu Feb 14, 2008 10:06 am
Forum: postings for february
Topic: Change of circumstances
Replies: 4
Views: 1431

she doesnt receive any maintence as the father doesnt work and hes never been around to care for his child. in terms of her salary while on materinty she will recieve 400-450 per month. she is planning on going back to work after 9months. i actually got a reply from clearstart this morning based on ...
by mb1982
Wed Feb 13, 2008 3:47 pm
Forum: postings for february
Topic: Change of circumstances
Replies: 4
Views: 1431

just wondering if 1 of the experts could help with the following (i did ask my IP but shes too busy to look at till end of next week). im currently 1 year through my IVA, paying 377 of my 1590 income towards my IVA. i live alone paying 500 rent however my partner is due a baby in June and we are con...
by mb1982
Tue Feb 12, 2008 4:34 pm
Forum: postings for february
Topic: Overtime clause
Replies: 26
Views: 3108

your lucky then debbiw as my new pay scheme i have also has a 10% monthly bonus based on performance, its nice being able to keep half but would have been even nicer to keep it all. i will ask the question though with clearstart
by mb1982
Tue Feb 12, 2008 3:27 pm
Forum: postings for february
Topic: Overtime clause
Replies: 26
Views: 3108

my iva was approved jan07 and i have the 50/50 clause, can i ask for the 10% clause to be added or is this only avaialbe for new iva's?
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