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by alexbe1971
Thu Feb 14, 2008 1:42 am
Forum: postings for february
Topic: good, the bad and the ugly
Replies: 46
Views: 5955

Thank you Melanie for you help[:)]
by alexbe1971
Thu Feb 14, 2008 1:40 am
Forum: postings for february
Topic: good, the bad and the ugly
Replies: 46
Views: 5955

Oh also don't get me wrong as there are some very good IVA companies around who have better communication with their clients with more reasonable fees[:)]. It's just that I think we were taken in by their advertising campaign which even the ASA thought was mis-leading. We now wish that we had done m...
by alexbe1971
Thu Feb 14, 2008 1:33 am
Forum: postings for february
Topic: good, the bad and the ugly
Replies: 46
Views: 5955

I am still very confused as we cannot find any mention of what the fees are for our IVA with DFD on the contract that we have only that there fees to be paid? Also Debt Free Direct told us that our payments would reduce after 2 years but they haven't if anything they have gone up. The reason that I ...
by alexbe1971
Wed Feb 13, 2008 8:37 am
Forum: postings for february
Topic: good, the bad and the ugly
Replies: 46
Views: 5955

We at no stage were told how high the fees would be before & after our IVA was approved. The true cost wasn't revealed to us until a copy of the Annual Report to Creditors was sent 2 years later.The company we were stupid enough to sign to is Debt Free Direct[:(!] We were taken in by their misleadin...
by alexbe1971
Wed Feb 13, 2008 1:47 am
Forum: postings for february
Topic: good, the bad and the ugly
Replies: 46
Views: 5955

We have been miss-sold because although we told about fees where never told until 2 years into our IVA that they would be as high as 48%. This is far to high & in year 4 we will have to re-mortgage our house at a high rate of interest so that they recover ALL the money & Debit Free Direct makes a fa...
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