I have recently been approved for an IVA, made 1 payment have another 2 to make, then have a payment break of 9 months (maternity leave) then to resume payments when I return to work. In the IVA i have housing benefit overpayment included. When I am on maternity leave will I be able to claim for hou...

We have been in a debt management for about 3 years but still owe 85k we currently pay £200 a month, thats going to take 35 years to repay! Looking at an IVA. My partner is self employed and I currently look after our child. We get tax credits - I am currently trying to better my education and payin...

what will also happen to my car thats on hp?

we pay around 85 for two contracts, both us of us need our contracts for work purposes and if we were to cancel them we would be paying well over 100 in top ups thats why we got contracts in the first place so save some pennies

will we also have to cancel our phone contracts as these are both needed for work purposes

can we have a joint iva or are they seperate? also do iva's get reported in the local paper too? should we be looking for somewhere to rent now in aticipation of when our home is repossessed. seems we will need around 2k for deposit and rent and agency fees, so mortgage will definately not get paid ...

so does anyone know what info i will need to obtain to enter into an iva? what do iva firms want to see?

and i know for a fact the office busybody checks the paper for bankruptcy announcements so couldnt do it without telling them

i have thought about it, but dont really know where i stand with work etc.. i am traing to be an acca accountant, I have been in touch with governing body and they are ok with it as long as i inform then within 1 month of doing so, give written consent i havent been bankrupt previously and can give ...

also forgot to ask what info will i need to provide to enter into iva?

I am interested in applying for an iva, however,my other half is on verge of getting made or declaring himself bankrupt. Our house will be repossessed in a few months as we can no longer afford mortgage and ground rent (have missed 3 payments already)if he gets bankrupt then the shortfall of house s...

it was omega distribution who were my partners wholesalers. I really hope they are trying to scare us because a cannot afford to pay £5 per statement to prove items are mine, my dmp plan doesnt leave me hardly anything each month.

Yes they took him to court and they gave him a ccj - he offered the company £100 a month but that was refused. the company said to him today they will return with a locksmith to remove goods and its down to me to prove everything is mine and not his

I have got a car in my name through the car agency - who take on bad credit and charge high interest. I am looking to return the car to free up some extra income to repay other debts, what will happen to outstanding amount i owe? will i be charged the whole amount or will they just cancel the agreem...

we are in a debt management plan, however this debt relates to my partners self employed business and has only arisen recently due to him losing contracts due to the recession. he now earns less than half of what he used to so is unable to repay as he should. he has offered 100 a month but this has ...