<t>Hi all, I getting myself stressed already but landlord just been around to tell me he seriously thinking of selling. I said that houses are selling like hot cakes. 5 on my street alone from my front door all with sold on it... <br/> I am in my second year of an IVA. Finding another landlord is go...

IVA was not an easy option.... Looked into a DMP and I the idea of paying less but over 20 years was not even worth thinking about. IVA 6 years of Hell before credit rating is ok. Bankruptcy I did not want to even consider. As my debt need to pay it but it got to the point we're I was taking from on...

Wow what a relief got a phone call this morning to say that my offer has been accepted when some modifications to do with fees but my payments stay the same. Been honest with other half and he already guessed but did not want to do say anything as he could not help. And would make me more stressed.....

Thanks just really super scared once my meeting over and done with then I will go clean.. i just dreading the meeting what happens if it does not get approved. I never been in this much debt before as I always managed to pay it my self. That was before child and now I been using credit cards to live...

I am very new to this. I always paid my bills but since maternity leave debts keep on rolling up. Working full time but child care costs were sky. Ended up taking credit cards most my partner don't know about on interest free. Kept on paying but it's now crunch time and paying over 800 in credit car...