Thanks very much for your prompt reply. That's really helpful and yes, you're quite right Ian, it's an interlocking IVA like you said, where our debts were pooled. I will get on to my IP next week. If we could get some relief it would be great. We've never missed a payment so hopefully things can be...

Hi, First time on here so here goes. Separated with my wife a little while back and we've been keeping up our repayments on our IVAs (we've one each and are paying about the same back in each month). Now split looks permanent and I'm living in rented accommodation it's been a bit more difficult and ...